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Student debt / by Hurt, Avery Elizabeth,editor.;
Includes bibliographical references and index.The US student loan problem and how we got here / Eric Best -- A radical solution is called for / Marshall Steinbaum -- Liberal arts degrees are worth the cost / Matt Wilson -- The student loan industry betrays young Americans / Daniel Rivero -- Forgiving debt is not the ideal solution / Miranda Marquit -- Employers could help pay off student loans to attract top talent / Arlene S. Hirsch -- Should we just make college free? / Amelia Josephson -- Government subsidized college is not a good idea / Jarrett Skorup -- The lending business is stacked against student borrowers / Ellen Brown -- We should return to the idea of education as a public good / Thomas Adam -- College is worth the debt / Jana Kasperkevic -- The effects of student borrowing on the larger economy are limited / Sandra Black, Amy Filipek, Jason Furman, Laura Giulianoand Ayushi Narayan -- Free college would reawaken the concept of education as a public good / Tressie McMillan Cottom."As of 2019, Americans owed over $1.56 trillion in student loan debt, and 69 percent of college students who graduated in 2018 had to take out student loans. Student debt has increased significantly over the past twenty years, but what factors have brought this about? Are students to blame for making irresponsible financial decisions, or is the price of education rising disproportionately to average income? How do variables like class and race impact student debt? What impact do these debts have on individuals and the economy? This volume examines the nature of America's student debt crisis and explores possible solutions" --
Subjects: College costs; Student loans; Education, Higher; Government aid to higher education;
Available copies: 1 / Total copies: 1
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Student debt : a reference handbook / by Elliott, William,III.; Lewis, Melinda K.,author.;
Includes bibliographical references and index.pt. 1. Background and history -- 1958 : National Defense Student Loan program -- 1965 : The Higher Education Act-Loan Guarantees -- 1972 : Education amendments -- Ascendance of student loans within the financial aid system -- Sallie Mae -- 1978 : Middle-Income Student Assistance Act -- 1980s : Student loans become the dominant paradigm in financial aid -- Changing perceptions of student loans -- pt. 2. Problems, controversies, and solutions : following borrowers, protecting creditors -- defining the "problem" as one of repayment strain leads to narrowly focused "solutions" -- Tweaks around the margins rather than fundamental reconsiderations -- Information as the answer -- Putting a lid on student borrowing-is "nothing" better than student debt? -- Channeling momentum for good -- Free college? -- How about a bailout? -- pt. 3. Perspectives : Student debt : how did we get here and why should we worry? / Mark Huelsman -- Student loans and bankruptcy in the United States / Rajeev Darolia -- Advice from our side of the FAFSA / Scott and Mandy Sponholtz -- Developing a mind-set for paying off student debt / Phil Schuman -- Education : still valuable, just not equitable / Melinda Lewis -- The college conundrum-does student debt cancel out the value of higher education? / Aaron Conrad -- Profiles. Researchers -- Journalists -- Research and policy organizations -- Organizations providing resources and relief for borrowers -- Student groups and movements -- Media organizations -- Data and documents.Offering answers to essential questions about student debt and many connected issues, this book examines student debt in the United States at every stage of the process--from the banks that issue the loans to the colleges and universities that collect the payments.
Subjects: Student loans; College costs; College graduates;
Available copies: 1 / Total copies: 1
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Generation debt : how our future was sold out for student loans, credit cards, bad jobs, no benefits, and tax cuts for rich geezers--and how to fight back / by Kamenetz, Anya,1980-;
Includes bibliographical references (p. [291]-305).An emerging spokesperson for a new generation addresses the grim state of young people today--and tells us how we can, and must, save our future. The nature of youth is to question, SO when 24-year-old Kamenetz started out as a journalist, she began asking hard questions for which no one seemed to have good answers. Why were her friends thousands of dollars in credit-card debt? Why did so many jobs for people under thirty-five involve a plastic name badge, last only for the short-term, and not include benefits? With record deficits and threats to Social Security, what kind of future was shaping up for the nation's kids? In this book, she talks to experts in economics, labor markets, the health-care industry, and education, and amasses a startling array of evidence that building a secure life is harder for young people today than it was thirty years ago.--From publisher description.
Subjects: Young adults; Young adults; College graduates;
© 2007., Riverhead Books,
Available copies: 1 / Total copies: 1
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Debt of honor [sound recording] / by Clancy, Tom,1947-; Rubinstein, John,1946-;
Read by John Rubinstein.Compact discs.Jack Ryan is called out of retirement to serve as the new president's National Security Advisor. When enemies attempt to strike at America's economy, Ryan must prepare the president to meet the challenge.
Subjects: Spy stories.; Ryan, Jack (Fictitious character); Intelligence service; Audiobooks.;
© p1999, c1994., Random House,
Available copies: 1 / Total copies: 1
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Debt free degree : the step-by-step guide to getting your kid through college without student loans / by ONeal, Anthony.; Ramsey, Dave,writer of foreword.;
Introduction : Proper, prior planning -- The wrong ways to do college -- How to pay cash for college -- Middle school : It's never too early to talk college! -- Freshman year academics : Now it's on the record -- Freshman year beyond academics : The well-rounded student -- Sophomore year : College is closer than you think -- The X's and O's of the big tests -- Junior year : Welcome to the main event -- Senior year : The home stretch -- How to be successful in college."What every parent needs to know in order to pay cash for college. Most people believe that student loans are the only way to pay for college. That's why we have a $1.5 trillion student loan crisis in the US and over 40 million Americans are saddled with student loan debt. But there is another way. Debt Free Degree teaches parents how their kid can graduate from college without debt, even if they haven't saved for it. It also shows parents how to prepare their child for college, covering topics like what classes to take in high school, when to start testing, how to do college visits, and how to choose a major. Every parent wants the best for their child. Graduating from college without debt is not only possible-it positions both parents and students to win with money for life"--Includes bibliographical references (pages 201-206).
Subjects: Self-help publications.; Education, Higher; College costs; College student orientation; College students; Parent and child;
Available copies: 1 / Total copies: 1
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The total money makeover : a proven plan for financial fitness / by Ramsey, Dave.;
Introduction: What this book is NOT -- Flying turkeys and skinny dipping -- The total money makeover challenge -- Denial: I'm not that out of shape -- Debt myths: the (non)secrets of the rich -- Two more hurdles: ignorance and keeping up with the Joneses -- Save $1,000 fast: walk before you run -- The debt snowball: lose weight fast, really -- Finish the emergency fund: kick Murphy out -- Maximize retirement investing: be financially healthy for life -- College funding: make sure the kids are fit too -- Pay off the home mortgage: be ultrafit -- Build wealth like crazy: Arnold Schwarzedollar, Mr. Universe of money -- Live like no one else -- Meet the winners of the Total Money Makeover Challenge -- Budgeting forms."Ramsey offers a bold, no-nonsense approach to money matters, providing not only the how-to but also a grounded and uplifting hope for getting out of debt and achieving total financial health. Ramsey debunks the many myths of money (exposing the dangers of cash advance, rent-to-own, debt consolidation) and attacks the illusions and downright deceptions of the American dream, which encourages nothing but overspending and massive amounts of debt. "Don't even consider keeping up with the Joneses," Ramsey declares in his typically candid style. "They're broke!" This book isn't theory. It works every single time. It works because it is simple. It works because it gets to the heart of the money problems: you"--Publisher's description.
Subjects: Finance, Personal.; Debt.;
© [2013], Nelson Books, an imprint of Thomas Nelson,
Available copies: 1 / Total copies: 1
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The debt escape plan : how to free yourself from credit card balances, boost your credit score, and live debt-free / by Harzog, Beverly Blair.;
9 mistakes that keep you stuck in debt -- Look your debt in the eye and own it -- What's your money personality? -- Be the boss of your budget -- Almost pain-free ways to boost your income -- Create your debt escape plan -- Staying motivated when things go wrong -- What if you're in a true debt disaster? -- 7 simple strategies for a credit score boost -- Debt-proof your future.Includes bibliographical references and index.When Harzog decided she wanted to break free from debt, she found that conventional advice about personal finance didn't work for her. Now she shares her unique debt escape plan, and shows you how to use it as the basis for your own customized debt escape plan.
Subjects: Finance, Personal.; Consumer credit.; Debt.;
Available copies: 1 / Total copies: 1
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Borrow : the American way of debt / by Hyman, Louis,1977-;
Includes bibliographical references and index.Introduction: everything old is new again -- When personal debt was really business debt (2000 BC-1920 AD) -- Everybody paid cash for the Model T (1908-1929) -- Fannie Mae can save America (1924-1939) -- How I learned to stop worrying and love the debt (1945-1960) -- Discounted goods and distributed credit (1959-1970) -- Bringing good things to life (1970-1985) -- If only the gnomes had known (1968-1986) -- The house of credit cards (1986-2008) -- Conclusion: turning the magic of borrowing into the reality of prosperity.Provides key principles of both macro and microeconomics, discussing such issues as why budget deficits matter, what the Federal Reserve actually does, and why health insurance is so expensive.
Subjects: Consumer credit; Debt; Loans, Personal; Consumer credit; Debt; Personal loans; Economic policy;
© c2012., Vintage Books,
Available copies: 1 / Total copies: 1
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The total money makeover : [electronic resource] : a proven plan for financial fitness. by Ramsey, Dave.; Ramsey, Dave.;
Narrator: Dave Ramsey.The success stories speak for themselves in this audio book from money maestro Dave Ramsey. Instead of promising the normal dose of quick fixes, Ramsey offers a bold, no-nonsense approach to money matters, providing not only the how-to but also a grounded and uplifting hope for getting out of debt and achieving total financial health. Ramsey debunks the many myths of money (exposing the dangers of cash advance, rent-to-own, debt consolidation) and attacks the illusions and downright deceptions of the American dream, which encourages nothing but overspending and massive amounts of debt. "Don't even consider keeping up with the Joneses," Ramsey declares in his typically candid style. "They're broke!" The Total Money Makeover isn't theory. It works every single time. It works because it is simple. It works because it gets to the heart of the money problems: you.Requires OverDrive Listen (file size: N/A KB) or OverDrive app (file size: 103903 KB).
Subjects: Electronic books.; Finance, Personal.; Debt.; Nonfiction.; Business.; Finance.;
© 2011., Thomas Nelson,
On-line resources: https://link.overdrive.com/?websiteID=130119&titleID=629824 -- Click to access digital title in OverDrive.;
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The national debt of the United States, 1941 to 2008 / by Kelly, Robert E.,1926-; Kelly, Robert E.,1926-National debt.;
"After tracing the fluctuations in the finances of the country from its beginning until 1940, the administrations of the next 12 presidents Roosevelt through George W. Bush and the annual budget deficits and the interest expenses that fed the national debt are examined in detail"--Provided by publisher.Includes bibliographical references (p. 387) and index.Background 1789-1940 -- Franklin D. Roosevelt, 1941-1944 -- Franklin D. Roosevelt and Harry S Truman, 1945-1948 -- Harry S Truman, 1949-1952 -- Dwight D. Eisenhower, 1953-1956 -- Dwight D. Eisenhower, 1957-1960 -- John F. Kennedy and Lyndon B. Johnson, 1961-1964 -- Lyndon B. Johnson, 1965-1968 -- Richard M. Nixon, 1969-1972 -- Richard M. Nixon and Gerald R. Ford, 1973-1976 -- Jimmy Carter, 1977-1980 -- Ronald W. Reagan, 1981-1984 -- Ronald W. Reagan, 1985-1988 -- George H. W. Bush, 1989-1992 -- William J. Clinton, 1993-1996 -- William J. Clinton, 1997-2000 -- George W. Bush, 2001-2004 -- George W. Bush, 2005-2008.
Subjects: Debts, Public; Budget deficits; Government spending policy;
© c2008., McFarland & Co.,
Available copies: 1 / Total copies: 1
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