Student debt : a reference handbook

Elliott, William III (Author). Lewis, Melinda K., (author.).

Summary: Offering answers to essential questions about student debt and many connected issues, this book examines student debt in the United States at every stage of the process--from the banks that issue the loans to the colleges and universities that collect the payments.

Record details

ISBN: 9781440844874
ISBN: 1440844879
ISBN: 9781440844881
Physical Description: print
xx, 303 pages : illustrations ; 24 cm.
Publisher: Santa Barbara, California : ABC-CLIO, An Imprint of ABC-CLIO, LLC, [2017]

Content descriptions

Bibliography, etc. Note:

Includes bibliographical references and index.

Formatted Contents Note:

pt. 1. Background and history -- 1958 : National Defense Student Loan program -- 1965 : The Higher Education Act-Loan Guarantees -- 1972 : Education amendments -- Ascendance of student loans within the financial aid system -- Sallie Mae -- 1978 : Middle-Income Student Assistance Act -- 1980s : Student loans become the dominant paradigm in financial aid -- Changing perceptions of student loans -- pt. 2. Problems, controversies, and solutions : following borrowers, protecting creditors -- defining the "problem" as one of repayment strain leads to narrowly focused "solutions" -- Tweaks around the margins rather than fundamental reconsiderations -- Information as the answer -- Putting a lid on student borrowing-is "nothing" better than student debt? -- Channeling momentum for good -- Free college? -- How about a bailout? -- pt. 3. Perspectives : Student debt : how did we get here and why should we worry? / Mark Huelsman -- Student loans and bankruptcy in the United States / Rajeev Darolia -- Advice from our side of the FAFSA / Scott and Mandy Sponholtz -- Developing a mind-set for paying off student debt / Phil Schuman -- Education : still valuable, just not equitable / Melinda Lewis -- The college conundrum-does student debt cancel out the value of higher education? / Aaron Conrad -- Profiles. Researchers -- Journalists -- Research and policy organizations -- Organizations providing resources and relief for borrowers -- Student groups and movements -- Media organizations -- Data and documents.